Payment infrastructure for Africa's regulated ecosystems.

African payment infrastructure for regulated ecosystems

CapitalPay digitises collections, compliance, and settlement for governments, associations, cooperatives, and licensed operators across African markets.

Built for African market realities.

We help institutions reduce leakage, standardise fees, validate payment identities, and give every stakeholder a clearer view of money moving through regulated ecosystems.

Clearing & forwarding

Licensed agents managing customs clearance, professional fees, and trade documentation.

Ports & trade corridors

Cross-border trade, seaport, airport, and land-border payment infrastructure.

Regulated fees & levies

Standardised collection of government and regulatory fees.

Associations & member bodies

Member payment systems and governance infrastructure.

Government collections

Transparent revenue collection for permits, licenses, immigration, and public services.

African affiliate footprint

Built for African markets, corridors, and regulated ecosystems.

CapitalPay works with government institutions, industry associations, cooperatives, and licensed operators to digitise collections, compliance, settlement, and revenue assurance across Africa.

KenyaTanzaniaZambiaUgandaRwandaZimbabweNamibiaSouth AfricaMauritius

Africa affiliates coverage map — 9 markets including Kenya, Tanzania, and Zambia as active highlights

Affiliate Coverage
9 African markets
Active highlights
Other affiliates
Active programme highlightsKenyaTanzaniaZambia
Continuous cycle

How a payment moves.

Step 1

Invoice / fee created

A reference and amount are generated for the payer.

What happens here

Standardised invoice format with unique reference
Fee calculation based on configured rules
Payer notification with payment instructions

Capabilities.

Multi-rail payments
Automated invoicing
Real-time settlement
Reconciliation engine
API integrations
Audit trails
Role-based approvals
Dashboards & reporting

African programmes in the field.

CapitalPay adapts its payment, compliance, and bank-integration infrastructure to the realities of each market while keeping the same focus: transparency, revenue assurance, and operational discipline.

Kenya

Kenya logistics and freight digital platform

Kenya's logistics and freight sector has long faced fragmentation, inefficiency, and compliance gaps that slow trade, reduce accountability, and limit the country's competitiveness in regional and global markets. CapitalPay International has partnered with Kenya's leading freight and warehousing association to deploy a comprehensive digital platform that unifies all major trade stakeholders under a single, transparent ecosystem, streamlining clearance processes, enforcing professional compliance, and enabling real-time visibility across the supply chain. Benchmarked against world-class trade facilitation standards, this initiative positions Kenya as a modern logistics hub aligned with its national development goals and the broader African Continental Free Trade Area framework.

Tanzania

Korosho JE Farmers Payment System

CapitalPay has partnered with Korosho Cooperative Joint Enterprise Ltd to digitally transform how cashew farmers across Tanzania receive their payments. The platform eliminates the costly bounce-back crisis by validating every farmer's bank account before a single shilling is disbursed, protecting over 200 Billion TZS in annual turnover. Plans are currently underway to pilot and test the solution ahead of full deployment.

Tanzania

Securiport Immigration Security Solution

CapitalPay, in partnership with global border security leader Securiport, is modernizing Tanzania's immigration infrastructure across all airports, land borders, and seaports. The solution combines Securiport's biometric database of over 30 million records with CapitalPay's Bank Integrations engine to simultaneously strengthen national security and eliminate immigration fee leakage.

Tanzania

TAFFA/TACAS Clearing Agent Compliance System

CapitalPay has partnered with the Clearing and Forwarding Agents industry to digitize and standardize Tanzania's freight forwarding sector. The system enforces mandatory fee compliance, eliminates price undercuts, supports just-in-time CFA payments, and creates a service-oriented competitive industry through a Single Use Compliance Certificate integrated with the Tanzania Revenue Authority.

Zambia

Zambia customs clearing compliance framework

Zambia's customs clearing and forwarding sector has long struggled with fee instability and market imbalances that disadvantage legitimate operators and reduce government revenue collection. Through a strategic partnership with the country's leading freight forwarding association, CapitalPay International is introducing a digital compliance framework that enforces professional fee standards and ties cargo release to verified payment.

Let's build your rails.

If you run a high-volume ecosystem, we can standardise how money moves — end to end.